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Be more productive on your commute

The 13th Month, how to be a whole month more productive

By Karl · 28 Comments · In Spending Money, Vacations, and Passtimes, Techniques

How much time do you waste on your commute?  If you are like most Americans, it is probably an overly significant portion of your life.  According to government research, it is about 25 minutes each way, or almost an hour a day.  Over the course of a year, that is basically like spending a 5 [...]

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Can you win with your financial fantasy team?

Secrets of Fantasy Baseball that can help your finances

By Karl · 11 Comments · In Strategies, Techniques

The secrets to a great fantasy baseball draft can help you draft a winning financial team.  Balance power and speed, and make sure you don’t put too much money into a single position.  Additionally, your financial team will hit injuries during the season so you’ll need to adapt on the fly.

First and foremost, both [...]

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Zero tolerance rule for jerks

My zero-tolerance rule for jerks

By Karl · 14 Comments · In Techniques

My guiding principle is that life is too short, and my time is too valuable, to deal with difficult people.  I will only do so if there is no other way, only when I simply must deal with them.  And if this person is a long-term problem instead of a short-term one (think a boss [...]

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When and how to complain

Complaining – the art of getting what you want

By Karl · 24 Comments · In How things work, Techniques
When not to complain and what you shouldn’t complain about

Don’t complain just to get a lower price.  There are plenty of ways to negotiate over price, but complaining about quality or results when that is not the case is a dirty trick.  You may end up doing it, but realize it really isn’t ethical.  [...]

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Venture capital (VC) money for blogs? What is your's worth?

Venture capital investments for blogs

By Karl · 34 Comments · In Additoinal Income Opportunities, How things work

So reading recently of individuals looking to either sell or purchase blogs got me thinking about is there an investment opportunity in the blogosphere?  If there is an opportunity for venture capital (VC) to invest in blogs and help them grow?  If so, what is the return on investment (ROI) and what is the exit?  [...]

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Soccer (football) is the most popular game in the world

The beautiful game with a $4 billion price tag!

By Karl · Add Comment · In Guest post, Personal Finance

You’d better get used to it, the beautiful game, that is. Not heard the phrase before? Well you’re in good company then because very few Americans probably have. At least not in connection with soccer – or football as it’s known to the rest of the world. You’ll certainly hear the phrase, probably ad nauseum, [...]

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Would you love to travel or see ancient history?

How to be Happy

By Karl

Can you determine how to be happy?  The idea that I’m building on is the NPV calculation, the Net Present Value used to determine the better option between competing projects with differing time-frames.  I’ve been thinking about a net present happiness (NPH), about considering those things that bring short-term happiness, and those that may require [...]

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Yoda from Starwars, "do or do not, there is no try."

There is no try

By Karl

Doing something isn’t hard.  You really can do just about anything you want to.  The best part is that doing something doesn’t require that you decide on a course of action.  You simply need to decide to do something, everything else follows from there.  Your intention to do something, to perform and action is much [...]

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Reverse Mortgages...

Slashing Your Inheritance: What a Reverse Mortgage means for the Heirs

By Karl

As your parents get older and retire, their income will dwindle, too. Looking for an alternative source of cash, many seniors turn to the reverse mortgage, and it can have quite the impact on you, the heir, and your inheritance.

It’s what it sounds like, a mortgage in reverse: a borrower taps into [...]

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Go into the vault, or just look at it from your computer?

Do you go into your bank?

By Karl

Some people like to go to the bank, and others think it is an outdated chore reminiscent of the 1950’s.  I can see both side of the coin.  Going to the bank, even if it’s on the way can be a bit of a pain at times, but there are some advantages too.

Those who [...]

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