photocredit to newagecrap

This is primarily a personal finance blog, but is widely defined.  I will have posts on saving money, coupons and deals, taxes, credit cards, general strategies for dealing with money, how to make more money, peer-to-peer lending, stock market investments, retirement, 401ks, career advice and topics, and pass times and how best to spend money.

I plan on posting 2-3 times a week and I welcome comments and feedback, as well as any ideas that you would like to see discussed.  I plan on writing about many of the topics mentioned here, and again, if you’d like to read about anything in particular, just ask.

Why the name of the blog CultOfMoney?

According to wiki, the word cult in current popular usage usually refers to a new religious movement or other group whose beliefs or practices are considered abnormal or bizarre.  The word originally denoted a system of ritual practices.  The key to successfully building wealth and finding happiness, is the following of systematic ritual practices.  These could be rituals such as paying yourself first, doing only what you love, and always following the golden rule with people.  There are many other systematic ritual practices that I’ll be discussing, and if fact that was the point for this blog.  In the current popular meaning, wiki also mentions behavior considered abnormal.  Most Americans have credit card debt.  Most don’t save enough.  Most spend more than they make, and more than half couldn’t come up with $2,000 in 3 days if they had to.  If that is normal, I would say you want to be abnormal and join the!

A little about myself:

My undergrad degree is a Bachelor’s of Science in Computer Science, and I have my Masters in Business Admin.  I have owned my own consulting company, worked extensively as a consultant up and down the West coast in financial management, corporate performance management, and business information systems, and worked in government budgeting.  I helped companies perform better by looking at their systems and processes, recommending solutions, and actually implementing solutions in most cases.  For my currently employer, I’m deeply involved in creating budgets and analyzing actuals compared to the budget.  I’m hoping to bring this experience to help others perform better in several areas of their financial lives.

I own a home which still has a mortgage, but no consumer debt.  My wife and I actively save 35-45% of our income.  As a couple we work very well together.  I have no kids.  I would like to travel much more than I do, and am planning to do so extensively in the next couple of years.

About the Cult:

I hope to have an active community with plenty of discussion and comments.  I’d like to hear about what you like, what you don’t like, ideas for posts, and anything else you’d like to share.  Part of every successful venture includes a feedback and adaption loop.  Please do me the favor of helping me improve.  I truly want to hear your input, and I feel that sharing ideas, both complementary and in opposition, is the only way to grow.

About Karl

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