financial house cleaningIf we weren’t entering winter I would say that I’ve come down with the spring cleaning bug. Nevertheless over the past couple of weeks my house has become spotless. I started an organizing project and just couldn’t stop.

In general I do keep my house fairly clean, but I usually overlook some of the small but important things. The couch and chairs are never swept under, the paid bills lay in a pile in my desk drawer, and the coat rack in the kid’s room always falls on the floor leaving a gigantic pile of jackets in plain sight.

However, this past couple of weeks has been different. All furniture has been swept underneath, the dishes have been washed as quickly as they were dirtied, and that falling coat rack is now screwed to the wall, firmly in place.

As I have whipped my house in top notch shape I’ve also started doing the same with my finances. Instead of letting debit card receipts pile up before I record them I do so as they come, the bills get paid as soon as they hit the mail box, and I’ve started to watch my savings account a little more closely.

So, is my clean house causing me to clean up my finances too? I think so. Here’s why.


Physical Clutter Equals Mental Clutter

When my house is a mess the last thing I want to do is whip out my checkbook and get to balancing. Instead I’d rather just sit on the couch and read or leave the house all together and go visit family.

When my house is spotless, though, I find that the effect spreads. If my house is clean, I want my purse to be clean, I want my car to be clean, and I want my checkbook to be clean.

When there are toys all over the floor, dishes piled in the sink, and hampers full of laundry I am not thinking about whether I’ve paid the electric bill or not. All I am thinking about is how long it’s going to take me to clean the mess.

Less physical clutter equals a clearer mind.


A Place for Everything (And Everything in Its Place)

When everything is put away exactly how it should be and you’re not searching for a pen that actually writes, sitting down to pay the bills is a whole lot easier.

When the bills are filed away in their proper spots it’s so much easier to go and file the ones you just paid. When you deposit your paycheck it’s easier to sit down and move the money around to the places it should go.

It’s nice to have easy access to last month’s bill so you can see why your internet bill just spiked or find your tax returns from last year.


Finding Your Stuff Means Saving Money

I can’t tell you how many thermometers I’ve bought over the past year. It seems like every time they are used they just magically disappear.

While sweeping underneath the couch I discovered just where they disappear to! Needless to say as soon as I found my mountain of thermometers I put them all in place. The next time I think one of the girls is running a fever I won’t have to run to the drug store to buy a new thermometer.

The same goes for socks. I was surprised by the amount of socks that had fallen under the furniture.

When everything is put in its place you don’t wonder what you have and what you don’t have – you know. Instead of purchasing another item that is buried somewhere in your house you can save money by using what you have.


Decluttering Spreads like Wildfire

I realized the cleaning bug spread to my four year old when I walked into her room the other day and saw her organizing her hair things, bracelets, necklaces, and refolding her jeans to make them neater. And, I hadn’t asked her to do any of that!

Just like organizing the house led me to organize my finances, it also led my daughter to organize her stuff. Win-win-win situation.


Staying On Top of It All

The awesome thing is that it’s really not hard to stay on top of it all. If you’re willing to spend that couple extra minutes to properly put an item up when you’re done with it you won’t have to worry about finding it the next time.

Sure, the upfront organizing may take a little time but if you’re anything like me you’ll get so caught up in cleaning that you won’t be able to stop.

Do you think a decluttered house equals decluttered finances?

About Alexa Mason

Alexa Mason has written 192 articles on this site..

Alexa Mason is a freelance writer and wanna be internet entrepreneur. She is also a newly single mom to two beautiful little girls. She chronicles her journey as a single mom trying to make it big at

6 Responses to Why Cleaning Your House is a Smart Financial Move

  1. I’m on board with this advice! The more stuff we have, the less I remember us owning and the worse my chances of finding it when I need it. Like you, I’ve bought duplicates of items without realizing it until I run across the one I forgot about one day. Makes me a little crazy! 🙂

  2. Totally agree, someone once told me ‘tidy house, tidy mind’ and I really believe that’s true. Being orgainsed can save you a small fortune! x

  3. Madeline says:

    Cleaning up can be cheap therapy! I’m much more productive when the apartment is nice and tidy. That’s an investment I’ll make!

  4. FI Pilgrim says:

    I agree, and this carries over to work and your task list/email inbox too! If I’ve got things scheduled, organized, and manageable I’m MUCH more productive. If there are “unknowns” in my schedule or unorganized areas, I think about them way too much and don’t focus on the task in front of me.

  5. dojo says:

    Keeping your house clean is indeed a great way to save time/money. With a bit of effort and consistency it can be spotless most of the time 😉

  6. Jon Maroni says:

    Yes, I’ve been waiting for someone to say this. I just saved 10 bucks when I found the remote to our TV instead of going out to buy a new one. We hadn’t cleaned our house in a few weeks (gross I know) and I was just getting ready to replace the remote. Instead we cleaned up our place and loll and behold there it was, hiding under one of our couches. This is really a matter of good stewardship, stuff cared well for lasts longer.

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