Christmas TreeWelcome to Part B of the Carnival of Financial Planning.  You can find the other version of this week’s Carnival of Financial Planning over at The College Investor.

This is a compilation of the best personal finance posts from around the web.  Check out the articles below and let me know which one was your favorite this week!


Jefferson @ See Debt Run writes How to Avoid Shopping For Yourself During the Holidays – Shopping for yourself in the holiday season is dangerous, because you are already in the spending mindset. Here is how to prevent the December spending flu.

Mr.CBB @ Canadian Budget Binder writes How to get your life back after a divorce with kids – Getting divorced is a tough time for both the kids and the parents so making sure that a plan is in place to make it all as stress free as possible helps both emotionally and financially.

Mario @ Debt BLAG writes The lessons I learned paying off all $35,000 of my credit card debt in 2013 – I paid off all $35,000 of my credit card debt in 2013; in this post, I outline the most important steps I took and the lessons I learned along the way.

Sarah @ Earn More Cash writes Should I Be Saving More for Retirement? – I am very fortunate that I have a great job with a company pension, and I still save in my RRSPs. I’m looking for advice as to whether my savings allocation is too heavily focused on my retirement.

Jen @ Master the Art of Saving writes Small Changes For Getting On Top Of Your Everyday Finances – Getting on top of your everyday finances doesn’t have to be difficult. Wouldn’t it be nice to get a handle on things and start achieving your financial goals? You can, we all can—but it takes a little work.

Danielle @ Saving Without a Budget writes Make Budgeting Easier with these 3 Excellent Tips – Nobody really likes to budget, let’s be honest. Most of us would love to be able to just spend money on whatever we want or need without having to think about the consequences.

Amy @ Money Mishaps writes Online and Mobile Retail make Black Friday practically obsolete – Ladies and gentlemen, here is a certifiable fact; marking down prices for Christmas is an American tradition. Here is another fact that is a bit newer; today, those markdowns and bargains come right to you at home so there is no need to actually go to the store to get them.

Andrea @ So Over This writes Avoid Travelocity and Their Poor Customer Service – I have explained in previous posts that I am one to rant, and this is my soapbox from which I stand. I feel like I am a magnet for poor customer service, and all the headaches that come with it.

Lily @ Paying Debt Down writes Money Saving Holiday Shopping Tips 2013 – Did you go so far over budget on your holiday spending last year that you didn not pay off your bills until the Fourth of July? If yes, then this post is definitely for you.

Marissa @ Thirty Six Months writes The Joys of Freelancing – One of the things that I really enjoy doing is mentoring freelancers. I work in the start-up world, and freelancers are a big part of that. I get to see the ups and downs of that world every day. It is fascinating to see how people price their time, and creative abilities.

Aaron @ Aaron Hung writes How to stay safe when transacting online – As e-commerce sites and online transactions have become more popular the opportunities for fraud and scams have also increased. Just like any other type of fraud, online scams look for vulnerabilities or weak points and exploit them to walk off with your hard earned cash.

Larry @ KrantCents writes Why It May Be best to Keep Working after Winning a Lottery – You purchased a winning lottery ticket and now you are a sudden multi-millionaire and your first thought as you calculate the winnings is that you will never have to work another day in your life.

Alexa @ Single Moms Income writes How to Find a Good Real Estate Agent – I used watch shows like Flip this House and Moving Up religiously. I love the possibilities of finding an old home fixing it up and then trying to sell it for profit. I did it once and am itching to do it again.

Graham @ Moneystepper writes 10 year government bonds vs FTSE performance – Government bonds vs FTSE performance – which performs better over the long run? The market offers a premium for – is it currently worth taking?

Sustainable PF @ Sustainable Personal Finance writes How to Limit Materialism During the Holidays – This time of year, it seems as though materialism is ratcheted up a notch. Kids see toys everywhere, and they are encouraged to ask Santa Claus and just about everyone else for more things – things that they probably do not need.

David @ Financial Nerd writes The Solution To Expenses – How coupons can help people financially afford necessities.

Taylor @ Motive Finance writes What You Can Learn From Warren Buffet’s Car – Warren Buffet, as well as the rest of America’s super-wealthy, don’t drive the Maseratis and Bugattis and Ferraris you might expect. Their car-buying habits are much more modest–a lesson for the rest of us.

Taylor @ GWAF writes How Much You Ought to Spend on Your First Car – When buying your first car, it’s all too easy to get carried away spending more than you should. In reality, you can typically get a solid used vehicle for a mere fraction of your gross annual income.



Lindy @ Minting Nickels writes How to Navigate through a Personal Finance Crisis – At times, everything seems to be working in our favor.

Crystal @ Budgeting in the Fun Stuff writes Cheap and Delicious Beer Bread Recipe! – My friend, Anne, bought a beer bread package from a crafts fair recently and we all LOVED it.

Sarah @ BloggerPreneurship writes Posting Frequency: How Often Should I Be Posting On My Blog? – Bloggers want to know how often they should be posting, and whether or not their posting frequency will have an effect on their traffic, rankings, and search engine optimization. BloggerPreneurship addresses these questions and more.

Ben Luthi @ The Wealth Gospel writes 5 Lessons from Classic Christmas Movies – Christmas movies have the power of bringing together families and helping them get in the Christmas spirit. They also can teach important life lessons.

Sam @ The New Business Blog writes How to Build a Brand People will Adore – Many people outside of marketing think of a brand as sort of this false cover that is given to a product or service in order to con them into buying something that they do not actually want or, even worse, do not need.

Adam @ Money Bulldog writes Where Does Paul McCartney Get All His Money From? – The amazing financial perks of being a world-known celebrity.

Gary @ Glennalicious writes How To Prepare For A Career Change – The end and beginning of each new year brings about many changes. If you are planning a career change, here is a guide with steps on how to manage your finances and prepare for success.



Tony @ We Only Do This Once writes 5 Reasons You’re Still Deep in Debt – There are many people who struggle with debt, and all for similar reasons Debt seems to be a problem for many people.

Betsy Muse @ ConsumerFu writes Will You Qualify Under New 2014 Mortgage Rules? – In the wake of the subprime lending debacle mortgage lenders and borrowers will operate under a new set of rules. After January 10, 2014, lenders will be required to verify that you can afford to repay a loan prior to cutting a check.

Jack @ Money Saving Ethics writes Holiday Travel Tips 2013 – If you are planning to travel this holiday season? If so, you definitely should start making plans as early as possible because, as most of us know, traveling during the holidays can be expensive, tiring and stressful.

FI Pilgrim @ FI Journey writes FI 101: Two Stages Of Debt – For the financial independence seeker, getting out of debt is only the first stage of our debt-elimination journey, there are TWO stages of debt lead to FI!

Jon Haver @ Pay My Student Loans writes 3 Tools to Help Pay off Student Loans – Graduation day is arguably one of the best days in the entire college experience. After years of study, students are now ready to pursue a career in their chosen field and reap the rewards of their hard work.



Lauren @ L Bee and the Money Tree writes On Being Single During the Holidays – To clarify: I wish everyone else the happiest, warmest, giving-est Holiday season possible. I’m just not going to go out of my way to torture myself with the ghost of Christmas past or future. It’s too painful. We can skip 2012, and if the world ends in two week or so, it really won’t have mattered if I boycotted Christmas or not.

Tushar @ Start Investing Money writes Setting Your Investment Goals for 2014 – Every New Year brings with it hopes and dreams and a fresh set of challenges. It is the perfect time to look back on the year that is coming to an end, and to look forward to the twelve months that are about to begin.

Corey @ 20s Finances writes A Questionable Call: Life Insurance over the Phone – So you’re sitting down to dinner after a long day, allowing the sensory massage of the delicious meal before you waft away the stresses of the day on the fragrant aroma of garlicky marinara sauce. Just as you wind the first delicious mouthful to your lips, you hear the phone ring.

Roger the Amateur Financier @ The Amateur Financier writes 8 of the Most Unusual Charities I Would Recommend – A guide to some of the most unusual charities that I know of, what they do, and how you can support them, improving the methods you can use to support charities

JP @ My Family Finances writes How to Afford Your Dream Car – Before you sadly sign away the idea of ever owning the kind of vehicle that makes you dizzy with delight, read our suggestions on how to save money without sacrificing quality or safety.

Maria @ The Money Principle writes Three ways to minimise your waste and maximise your wealth – In this article three ways to minimise your waste and maximise your wealth are discussed.

Brent @ PersonalFinance-Tips writes Four Legal Blunders That Could Cost You Money – The steps you take immediately after a motorcycle accident will be crucial to your claim for compensation. Knowing what you need to do in the event of an accident will help you avoid these costly mistakes. Never Admit Any Fault Even if you believe that you may be partially responsible for the accident, do not admit to any fault or contributing factors to the event.

Mike @ Personal Finance Journey writes 7 Unique Ways to Invest and make money in your spare time – 7 Unique ways to earn money that will give you additional streams of income and help you along your financial journey.

Moneycone @ Money Cone writes Unconventional Income From Uncommon Stocks – REITs – This is part III of the series, Unconventional Income From Uncommon Stocks. The series is meant to be an absolute beginner’s introduction to uncommon stocks.

Bargain Babe @ writes 5 Financial New Year’s Resolutions – The new year is weeks away and that means it’s resolution time. Gyms fill up, cigarette sales go down and promises to keep in touch slip from your lips. While fitting into your favorite swants…

Tushar @ Finance TUBE writes How To Save A Few Bucks When You Got Out Eating? – One of the easiest ways to save is by staying away from expensive restaurants and another way is to use coupons. Take a look into few other solutions. Firstly go out for lunch which lunch specials and easy menu, to the restaurants which have lunch specials.

Pauline @ Make Money Your Way writes How to stay inspired as a freelance writer – Are you a freelance writer? Do you think you have trouble in writing sometimes? Here are some good tips on how do you keep things fresh as a freelance writer.

Money Soldiers @ Money Soldiers writes I Am Changing – I am changing. I am becoming a trader and I like it. I will continue to change and become a millionaire.

PFC @ PF Carny writes Does Couponing Really Save Money? – Depending on how you do it and how into it you get, it can be either bad or good. Does couponing really save you money? It can, but it can also cost you money at the same time.

Adam @ The Cheapest Cars To Insure writes The Steps to Getting the Right Car Loan – Achieving the best car loan to fit your long term financial goals.

Christopher @ This That and The MBA writes Money Saving Tips For College Students – Most students have experienced the difficulty of saving money from over the summer at their summer jobs. Usually the amount of money parents give them is just right for their needs and other school-related things and when there is something left, it is not enough for the personal purchases the students want to make.



Hadley @ Epic Finances writes Why did the Founder of Barnes & Noble suddenly sell so much of his own stock? – Recently the founder of one of the world’s biggest of booksellers, Barnes & Noble, who happens to also be the largest shareholder of the struggling company’s stock, decided to sell nearly $28 million worth of those stocks for what was described as “tax planning purposes.”



Cindy @ MidLife Finance writes Things Grandma Taught Me – Along with courage, determination and a certain amount of pigheadedness, Grandma also taught me…

Tushar @ Earn More and Save writes How to Save Money on Housing Costs – One of the biggest costs everyone faces is housing. Whether you rent a home or own a home housing is a huge cost and can be a budget killer. If you’re smart about it though, you can save a lot of money on your normal housing costs with a few easy steps.

Daisy @ Suburban Finance writes The Kitchen Gadget Catastrophe – What I find the most annoying is that many kitchen gadgets have ONE purpose and one purpose only. They are a waste of money and space, according to Karen at Suburban Finance



Eva Baker @ TeensGotCents writes Retirement Planning For Teenagers – Is retirement planning for teenagers important? More than you might think! Take a look at this chart and see what a difference saving early makes in life!

About Robert Farrington

Robert Farrington has written 77 articles on this site..

Robert Farrington is the founder and editor of The College Investor, a personal finance site dedicated to young adult and college student finances.

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One Response to Carnival of Financial Planning Part B – Christmas Edition

  1. krantcents says:

    Thanks for inclusion and hosting, I really appreciate it.

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