The name may sound like a paradox, but in the today’s world where we are surrounded by shops and stores, being able to walk along and not buying anything seems to be a real art that you should surely master if you want to stay on a budget and pay your bills. The following steps will help you become happier without buying.
- Examine your shopping habits. If you do this to reward yourself or to have a common activity with your friends, or in any other reason except for actual buying – replace it with something new.
- Leave your money at home. It is the easiest way to buy nothing is not having any money with you. Take just a small amount for the case of emergency.
- Forget about your plastic. Avoid using your credit card if only it is not a case of emergency. Spending virtual money is easier, but you will have to return real money to the bank.
- Try buying used – if you cannot borrow something or live without it, visit thrift shops and get it for a cheaper price. Going to yard sales be careful and buy only what you came for. Online classifieds websites are another alternative – no matter what you are looking for, you can surely find it here.
- Make a budget and stick to it. It may be hard for you at the beginning, but keeping a budget and noting down all your expenses will help you control your money. You will not have to wonder where did your money go and why you own so many things you don’t really need.
- When going shopping, make a list and stick to it. You better plan what you need to buy at home, where you can see your needs. This will help you concentrate and not get distracted by other products you see in the store.
- Ask yourself questions about product you consider buying. Figure out if you will use it so many times that the purchase will really worth it. Try employing the three month forecast and think if you will use the product for this period, or will you manage to live without it for 3 months. If so, you probably don’t need it.
- Try repairing, not replacing. Even if you shopped well and bought a thing that provided you with a good service, it will brake anyways. But instead or purchasing another one, address repair shop and ask for repairing – it will cost you less.
- Buy for durability. If you decide to buy something, opt for the thing that wouldn’t break soon or wear out shortly. The same about stuff that would shortly go out of fashion.
- Be a smart shopper. When you buy a present for someone, opt for something that looks pricier than it really costs. Experiences are more personal and memorable than something material – present people with tickets to movies or concerts, or certificates to diners. This will not only make the evening, but will not leave person obligated to keep your present and display it forever.
What are your best money saving tips?
Photo Credit: Sujin Jetkasettakorn