Do you have a hard time saving money? Why not let technology do the work for you? Here five unique apps that will save money for you.Do you have problems saving money? Would you rather have someone else do it for you? If so, you’re in luck.

There are a wave of new apps that promise to help you save money with very little effort on your part. Most of these apps save very small amounts at a time which make them perfect for the beginner saver.

Here five unique apps that will save money for you.

Digit – Save Without Thinking About It

Digit is pretty revolutionary.

When you create an account with Digit you link up your bank account and Digit studies your spending patterns. Every 2-3 days Digit removes money from your account in an amount that is small enough that you won’t miss. (This is normally $5- $50, depending on your balances and spending.)

The money they withdraw is sent to a special Digit savings account.

Digit communicates with you via text letting you know your balances, transactions, and allowing you to transfer money back and forth from your checking and savings account.

If you’re worried that Digit might overdraw your account, don’t. You can set up a minimum balance that you want to keep in your account and Digit will never draw past that. They also have a no overdraft guarantee. And if you need to access money from your savings simply text digit and they’ll deposit some of your money back into your checking account the following day.

Signing up with Digit is free. You can do so here.

Tip Yourself – Reward Yourself for a Job Well Done

What if instead of going out and spending money when you felt like you needed a reward you saved it? That’s what tip yourself is all about.

With Tip Yourself you link your bank account to the app and they will create a “tip jar” for you. When you’ve accomplished something you’re proud of (went for a run, finished a project, cleaned the house, etc.) you can tip yourself in any dollar amount.

The app will show you your savings patterns and you can withdraw your money at any time.

This app is free. You can learn more about it here.

Acorns – Invest Your Spare Change

Acorns is a great app for savings and investing beginners as it will automatically round up your purchases to the nearest dollar and invest your spare change for you.

With Acorns you don’t have to worry about random amounts of money being taken from your checking account. You simply round up each purchase you’ve made when deducting amounts from your check register. Your money will then be invested in ETFs.

You can also set up automatic monthly investments or make one time investments.

You pay $1 per month with Acorns. Or, if you’re a college student with a .edu email address you get four years of service for free!  You can get started here.

Unsplurge – Save for a Specific Goal

While Unsplurge won’t automatically save your money for you it is one of my favorite money saving apps!

Unsplurge is all about helping you reach your financial goals. After you download the app you set your financial goals, the amount of the goal and then add pictures of inspiration. Every time you save money toward the goal you log it in the app.

You can interact with community and cheer each other one. This app is a simple but great way to help you reach your savings goals.

This app is free and available for IOS only. (Just search for it in the app store.)

Simple – Banking Made Easy

Simple is a mobile only bank that makes budgeting, saving and spending easy.

When you sign up for an account with Simple you receive a debit card and a ton of cool features.

With Simple you can set goals within the app and then have small amounts of money transferred to those goals each day. This can help you stay on top of not only savings goals, but also once a year expenses like insurance costs and property taxes.

They also have a “safe to spend” balance that will show you how much money you can spend after factoring in pending payments and upcoming bills.

You can get started with Simple here.

No matter what you’re savings needs are there’s an app that can help you. And if you give one of them a chance you might just be surprised at how beneficial it is.

Have you tried any money saving apps?

About Alexa Mason

Alexa Mason has written 192 articles on this site..

Alexa Mason is a freelance writer and wanna be internet entrepreneur. She is also a newly single mom to two beautiful little girls. She chronicles her journey as a single mom trying to make it big at

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