Escaping the hustle of the city and buying land in the country seems to be becoming a more popular option every day. I can understand why. As a born and raised country girl I definitely appreciate the sense of peace and tranquility this type of living offers.
One problem, though, especially if you aren’t familiar with country living is what to look for in a property. Sure, you’ll need to figure out what type of land you want, how much acreage you need and what type of houses you’re interested in, but beyond that there are other things you need to be aware of.
Here’s what to consider when buying a property in the country.
When you start looking at more rural properties you’ll find that not all are accessible to city or county water. Many properties have wells or even cisterns.
When you’re looking at properties be sure to check the water source. If the property doesn’t have access to county water you can call the water company and see if it’s a possibility to have it connected in the future. Also, be sure to have well water tested for contaminants before buying.
Phone and Internet Options
One of my biggest pet peeves of country living is the limited internet options. Since I earn all of my money online internet is important to me.
Unfortunately when I bought my current house I assumed I’d be able to keep the internet I previously had. I was wrong.
I had two options 1) satellite internet and 2) a hotspot. I first considered satellite internet but after reading the fine print learned that almost all of the data available had to be used from 1am – 5 am. No thank you. My only other option was a hotspot which currently runs about $300 per month for the amount of data I use.
Aside from internet options you also need to see which cell phone carriers get service in the area. (Not all will. Trust me.)
Other utilities like natural gas, could be a problem as well. If you’re wanting to use a gas stove or fireplace check with the current homeowners or natural gas company for availability.
If you plan on watching TV but have limited internet you unfortunately won’t be able to take advantage of Netflix or other streaming services. Instead, you’ll need to check with Satellite companies. (Which could also prove to be a problem.)
The Septic Tank
Septic tanks aren’t cheap. And when you live in the country you’re going to have a septic tank.
Get a septic tank inspection before closing on the property.
While it’s quite lovely to have a house located down a long driveway on a beautiful backroad it’s hard to leave that driveway without four-wheel drive in the winter.
My husband and I had to purchase a second four-wheel drive vehicle so that we can both make it out of the driveway through the long winters.
If you’ve lived in the city all of your life you might be surprised at the different in cost when it comes to homeowner’s insurance.
Typically the farther you are from the fire station the higher your homeowner’s insurance is going to be. And guess what? Most properties in the country are pretty far from a fire station. Before putting in an offer have your insurance agent run a homeowners insurance quote so you have an idea of what you’ll be paying.
Financing a rural property can be difficult depending on the type of the house, available utilities and the amount of acreage you have.
Check around with a few different banks to see what kind of rates they’ll offer you on specific homes.
Perform Your Due Diligence
There are many benefits of country living. However, if things like cell phone service, internet and TV are important to you you’ll need to do your research when house hunting.
You can find the perfect country property for you but it likely won’t be fast or easy. Put in the time to make sure you have all of your bases covered before buying.