{"id":2422,"date":"2021-08-19T10:26:07","date_gmt":"2021-08-19T18:26:07","guid":{"rendered":"https:\/\/www.cultofmoney.com\/?page_id=2422"},"modified":"2023-05-27T10:42:31","modified_gmt":"2023-05-27T18:42:31","slug":"terms-of-service","status":"publish","type":"page","link":"https:\/\/www.cultofmoney.com\/terms-of-service\/","title":{"rendered":"Terms Of Use"},"content":{"rendered":"\n

PLEASE READ THESE TERMS OF USE. BY USING THE COLLEGE INVESTOR, YOU AGREE TO ABIDE BY THIS AGREEMENT.<\/p>\n\n\n\n

The following terms (\u201cTerms of Use\u201d) constitute an agreement between The College Investor, LLC, a California limited liability company (\u201cThe College Investor\u201d,
“Cult Of Money”, “We”, “Us”), and you that governs your use of this website and all of its associated services, content and functionality. This policy applies to the website administered by The College Investor LLC (\u201cWebsite\u201d), located at\u00a0https:\/\/www.cultofmoney.com.\u00a0<\/p>\n\n\n\n

Your use of the Website constitutes your acceptance of, and agreement to, the following Terms of Use. The College Investor reserves the right to modify, alter, amend or update its Website, policies and these Terms of Use. These Terms of Use are subject to change without notice. If you do not agree with or do not accept any part of these Terms of Use, you must not use the Website.<\/p>\n\n\n\n

THE WEBSITE<\/strong><\/p>\n\n\n\n

The Website contains information in the form of blog posts, articles, ebooks, courses, links to third-party providers and a forum where users can share information.  The Website is designed to help you locate news and information that may be of interest to you and to help you locate products, services, and suppliers that may be of interest to you. You acknowledge and agree that we are not responsible for any third-party content and that you must evaluate any such third-party content and bear all risks associated with any use of the content, including any reliance on the accuracy or completeness of the information.<\/p>\n\n\n\n

Purchase<\/strong> Policies<\/strong><\/p>\n\n\n\n

On the Website, you may purchase ebooks written by Robert Farrington (the \u201cBooks\u201d). The Books are delivered in electronic format and all purchases are serviced by Gumroad. \u00a0You may also purchase access to ecourses offered by Cult Of Money through Teachable (the \u201cCourses\u201d). All other terms and conditions related to the Books and Courses can be found on the order forms.<\/p>\n\n\n\n

Refund Policy<\/strong><\/p>\n\n\n\n

Because the Books are immediately downloaded in electronic format, no refunds are available. <\/p>\n\n\n\n

You may request a refund, in writing, via electronic mail, on any Course purchased within 14 days of the date of purchase.<\/p>\n\n\n\n

Privacy Policy<\/strong> <\/p>\n\n\n\n

Registration data, if any, and other information about you is subject to the Privacy Policy<\/a>. By using the Website, you consent to the collection and use of this information in accordance with the Privacy Policy, which is herein incorporated by reference.<\/p>\n\n\n\n

CONTENT DISCLAIMER<\/strong><\/p>\n\n\n\n

Cult Of Money has made every effort to ensure that all information on the Website has been tested for accuracy. Cult Of Moneyr makes no guarantees regarding the results that you will see from using the information provided on the Website.\u00a0<\/p>\n\n\n\n

All Website content, Books and Courses are provided for informational purposes only. <\/p>\n\n\n\n

Cult Of Money has made reasonable effort to ensure that all materials within the Website, Books and Courses are factually accurate. There is no guarantee that you will see positive results to your business using the techniques and materials provided by Cult Of Money. Cult Of Money assumes no management responsibility or liability for your decisions or for policies or practices that you implement.<\/p>\n\n\n\n

Any statements related to income or earnings potential, regardless of medium, are examples of what may be possible in the future. Cult Of Money makes no guarantees regarding results, present or future. Cult Of Money is not responsible or liable for your earnings, income, sales, or any other business performance as a result of this Agreement.\u00a0<\/p>\n\n\n\n

The information provided on the Website, and in the Books and Courses is provided \u201cas is\u201d without any representations or warranties, express or implied. Cult Of Money makes no representations or warranties, express or implied, in relation to the information provided in the content.\u00a0<\/p>\n\n\n\n

You agree Cult Of Money shall not be liable for incidental or consequential damages and assumes no responsibility or liability for any loss or damage suffered by any person as a result of use of the information provided on the Website, in the Book or the Courses. You agree Cult Of Money is not liable for any loss or damage suffered as a result of the use of any information found on the Website, in the Books or the Courses.\u00a0<\/p>\n\n\n\n

YOUR RESPONSIBILITY<\/strong><\/p>\n\n\n\n

The Website, Books and Courses were developed strictly for educational purposes. You understand and agree that you are fully responsible for your use of the information provided on the Website, and in the Books and Courses and that you use such information is at your own risk. Cult Of Money makes no representations, warranties or guarantees relative to your use of such information.\u00a0 You understand that results from use of such information may vary from person to person. Cult Of Money assumes no responsibility or liability for errors or omissions that may appear in the Website, Books and Courses.<\/p>\n\n\n\n

ALL CONTENT AND SERVICES PROVIDED ON OR THROUGH THIS WEBSITE ARE PROVIDED \u201cAS IS\u201d AND \u201cAS AVAILABLE\u201d FOR YOUR USE. THE CONTENT IS PROVIDED WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON INFRINGEMENT. NEITHER WE, OUR AFFILIATES AND RELATED ENTITIES, NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THIS WEBSITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED OR THAT THE CONTENT IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THIS WEBSITE IS SOLELY AT YOUR RISK. BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES, THOSE EXCLUSIONS MAY NOT APPLY TO YOU.<\/p>\n\n\n\n

Securities, Investment and Financial Information Disclaimer<\/strong><\/p>\n\n\n\n

None of the information, advertisements, website links, or any opinions expressed constitutes a solicitation of the purchase or sale of any securities, options or commodities. Cult Of Money, its affiliates, agents and partners are not liable for any losses or damages, monetary or other that may result from the application of information contained within this Website and\/or its newsletter. Within the Website, Cult Of Money publishes materials that meet its specific criteria or\u00a0 characteristics associated with described trading strategies, education or resources. Users must do their own due diligence in analyzing featured stocks, options or trades to determine if they represent a suitable opportunity. \u00a0Cult Of Money\u00a0and any of their agents, affiliates, representatives, employees, principals, business associates or affiliates, partners or independent contractors are not responsible for any losses or profits that may result from the application of information contained within this Website or links on the Website. Past investment performance is not indicative of future results. Stock market trading involves substantial risk. You can lose money trading. The past results posted on this site are meant to give you a reasonable idea of what you could have made or lost trading by following Cult Of Money, but are in no way a reflection of what you would have made or lost. Therefore, you should not rely on our past trade results as a replication of what your returns or losses would have been by following the posts. There are inherent risks involved in the stock market and these inherent risks should be considered prior to any decision. Cult Of Money\u00a0may or may not hold a position in any stocks listed at the time of publication and reserve the right to buy or sell any security, option, future or derivative product without notification.<\/p>\n\n\n\n

Please note that Cult Of Money or its principals may already have invested or may from time to time invest in securities that are recommended or otherwise covered on this website. Neither Cult Of Money\u00a0nor its principals intend to (unless they wish to) disclose the extent of any current holdings or future transactions with respect to any particular security. You should consider this non-disclosures before investing in any security based upon statements and information contained in any report, post, comment or recommendation you receive from Cult Of Money.<\/p>\n\n\n\n

Nothing published by Cult Of Money should be considered personalized investment advice. Although Cult Of Money may answer your general questions or comments, it is not licensed under securities laws to address your particular investment situation. No communication by The College Investor to you should ever be deemed as personalized investment advice.<\/p>\n\n\n\n

Cult Of Money may on occasion publish information on crypto-currency or NFT\u2019s.\u00a0 The U.S. Securities and Exchange Commission (SEC) may take the position that certain cryptocurrencies and non-fungible tokens (NFTs) are securities, which could subject them to additional regulatory requirements. This implies that, depending on the nature and structure of the specific cryptocurrency or\u00a0NFT, it could fall under the purview of the\u00a0SEC\u00a0and be
subject to federal securities laws.<\/p>\n\n\n\n

If the\u00a0SEC\u00a0determines that a cryptocurrency or\u00a0NFT\u00a0is a security, issuers and intermediaries involved in the creation, distribution, and trading of these assets may be required to register with the\u00a0SEC\u00a0and adhere to specific disclosure, reporting, and compliance obligations. These
requirements may include registering the offering, providing detailed information about the asset and the issuing entity, and ensuring that intermediaries involved in the trading process, such as exchanges or broker-dealers, are registered and in compliance with\u00a0SEC\u00a0regulations.<\/p>\n\n\n\n

Furthermore, the classification of a cryptocurrency or\u00a0NFT\u00a0as a security could impact the rights and protections afforded to investors, who may then be entitled to certain legal remedies in case of fraud or misrepresentation. It may also affect the tax implications for those who hold, trade, or profit from such investments.<\/p>\n\n\n\n

The regulatory landscape for cryptocurrencies and NFTs is still evolving, and the\u00a0SEC\u2019s stance on these assets could change over time. As a result, potential investors should closely monitor regulatory developments and consult with a licensed financial advisor or legal professional to
understand the potential implications of investing in these types of assets. It is crucial for individuals to perform thorough due diligence and carefully consider the risks involved before participating in the cryptocurrency and\u00a0NFT\u00a0markets.<\/p>\n\n\n\n

Cult Of Money receives compensation in a variety of ways, including direct advertising, affiliate advertising, sponsored content, display advertising, email marketing, and more. You can familiarize yourself with\u00a0how Cult Of Money makes money here<\/a>.<\/p>\n\n\n\n

Use of the Website <\/strong><\/p>\n\n\n\n

Unless otherwise stated, Cult Of Money owns the intellectual property and rights to all content and material on the Website, in the Books and Courses. Subject to the license below, all intellectual property rights are reserved.\u00a0<\/p>\n\n\n\n

You may view, download (for caching purposes only), and print pages for your personal use, subject to the restrictions set out below and elsewhere in these Terms of Use. <\/p>\n\n\n\n

The following uses are not permitted:<\/p>\n\n\n\n