Personal Capital<\/a>, that pulls information from your bank and credit card accounts and tracks your spending for you.<\/p>\n# 5 \u2013 Be Realistic<\/h3>\n
I didn\u2019t start to track my spending because I was blowing my budget each month. I knew approximately what I was spending in each category and I also have relatively low expenses compared to many others.<\/p>\n
The point of me tracking my spending is to see to make myself more aware of what I\u2019m purchasing before swiping my debit card. I\u2019ve vowed to make this year a good year savings-wise and I\u2019m going to follow through.<\/p>\n
With that said it\u2019s important to note that if you aren\u2019t really sure where your money is going each month, don\u2019t be too hard on yourself.<\/p>\n
The first month that you track your spending you may be surprised that your actual spending is much more than your projected spending. That\u2019s okay. After you track your spending for a month you\u2019ll have a realistic idea of where your money goes and will be able to slowly cut your expenses back as necessary.<\/p>\n
Final Thoughts<\/h3>\n
Tracking your spending definitely isn\u2019t the most exciting notion in the world, but it will give you a clear picture of exactly where your money is going.<\/p>\n
Just remember you don\u2019t have to be super detailed to successfully track your spending. Keep it simple and throw perfection out the window and your chances of staying on track will be much greater.<\/p>\n","protected":false},"excerpt":{"rendered":"
You have no idea where your money is going each month. You\u2019ve tried to track your spending before but have never been able to follow through. I know the feeling. I\u2019ve been there several times, too. The other day I told one of my friends that I was successfully tracking my spending this month. This […]<\/p>\n","protected":false},"author":4,"featured_media":1421,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[11],"tags":[248,246,247],"acf":[],"_links":{"self":[{"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/posts\/1420"}],"collection":[{"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/comments?post=1420"}],"version-history":[{"count":0,"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/posts\/1420\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/media\/1421"}],"wp:attachment":[{"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/media?parent=1420"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/categories?post=1420"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/tags?post=1420"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}