{"id":1768,"date":"2014-12-10T00:15:06","date_gmt":"2014-12-10T08:15:06","guid":{"rendered":"http:\/\/www.cultofmoney.com\/?p=1768"},"modified":"2014-12-09T16:06:36","modified_gmt":"2014-12-10T00:06:36","slug":"6-lazy-ways-to-save-money","status":"publish","type":"post","link":"https:\/\/www.cultofmoney.com\/6-lazy-ways-to-save-money\/","title":{"rendered":"6 Lazy Ways to Save Money"},"content":{"rendered":"
<\/a>I\u2019ve got a confession: when it comes to money I\u2019ve gotten pretty lazy.<\/p>\n It wasn\u2019t always like this though. I was 20 when I first took an interest in personal finance. Tracking my spending, pinching pennies, and transferring every extra $5 I could into savings energized me. I read every personal finance book I could find and wrote out a budget every week.<\/p>\n Fast forward eight years later and the thought of tracking every penny exhausts me. Now don\u2019t get me wrong, I still manage my money well. However, I let everything run on autopilot. I don\u2019t worry about spending an extra fifty cents on something and I rarely write out a budget.<\/p>\n Yet, I\u2019m 100 percent debt free and put money into savings and retirement every month.<\/p>\n I finally realized you don\u2019t have to be thinking about your budget 24\/7 in order to be financially successful.<\/p>\n Here are ways lazy people can save money too!<\/p>\n As long as you bring in enough income to cover your basic living expenses this should be easy.<\/p>\n I mean if you\u2019re lazy why go through the extra trouble of taking out loans for things that you don\u2019t need in the first place?<\/p>\n Don\u2019t take out debt. You\u2019ll save yourself a TON of money. By doing just this one thing you\u2019ll be so far ahead of the game.<\/strong><\/p>\n Cars are one of the fastest depreciating assets. In fact, I don\u2019t even consider my car an asset and I would never calculate a car into my net worth. (Well unless I had a super expensive car but that would pretty much defeat the purpose of driving your car until she dies!)<\/p>\n I\u2019ve had my current car for six years and she\u2019s still going strong. I plan on driving it until it no longer runs. I think this will be at least another 5-10 years.<\/p>\nDon\u2019t Take Out Debt<\/h2>\n
Drive Your Car \u2018Til She Dies<\/h2>\n
Automate Your Savings & Retirement<\/h2>\n