{"id":1917,"date":"2015-08-19T00:15:25","date_gmt":"2015-08-19T08:15:25","guid":{"rendered":"http:\/\/www.cultofmoney.com\/?p=1917"},"modified":"2015-08-17T07:24:20","modified_gmt":"2015-08-17T15:24:20","slug":"investing-for-cash-flow-3-ideas-to-get-you-there","status":"publish","type":"post","link":"https:\/\/www.cultofmoney.com\/investing-for-cash-flow-3-ideas-to-get-you-there\/","title":{"rendered":"Investing for Cash Flow: 3 Ideas to Get You There"},"content":{"rendered":"<p><a href=\"http:\/\/www.cultofmoney.com\/wp-content\/uploads\/2015\/08\/investing-for-cashflow.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-1918\" src=\"http:\/\/www.cultofmoney.com\/wp-content\/uploads\/2015\/08\/investing-for-cashflow-225x300.jpg\" alt=\"Investing for cash flow is a great way to build long lasting income streams. If you're interested in getting started here are three ideas.\" width=\"225\" height=\"300\" srcset=\"https:\/\/www.cultofmoney.com\/wp-content\/uploads\/2015\/08\/investing-for-cashflow-225x300.jpg 225w, https:\/\/www.cultofmoney.com\/wp-content\/uploads\/2015\/08\/investing-for-cashflow.jpg 585w\" sizes=\"(max-width: 225px) 100vw, 225px\" \/><\/a>I was listening to <a href=\"http:\/\/www.smartpassiveincome.com\/how-to-invest-passive-income-from-business\/\" target=\"_blank\" rel=\"noopener\">a super interesting podcast<\/a> last week on Smart Passive Income. While Pat regularly talks about building businesses, this particular podcast covered investing with his interviewee Ryan Moran.<\/p>\n<p>Ryan\u2019s investing principle was to always invest for cash flow. I\u2019ve got to admit- I really like this idea. In fact, I liked it so much that after I was done listening to the podcast I took some action.<\/p>\n<p>Here are three ideas for investing for cash flow:<\/p>\n<h2>Dividend Stocks<\/h2>\n<p>One of Ryan\u2019s strategies was to invest in Dividend stocks. Particularly, he looked for stocks that had a high dividend yield and had a track record of increasing dividend yields every year for more than ten years.<\/p>\n<p>Since I am getting started by investing small amounts I opened up an account on Loyal3. <strong>Loyal3 is an online brokerage that charges absolutely no transactions fees and allows you to purchase fractional shares with as little as $10!!<\/strong><\/p>\n<p>The only catch is that there are less than 100 stocks available on Loyal3. Fortunately they are all big brands and since I had a limited number of stocks to choose from this actually made my job easier.<\/p>\n<p>I ended up choosing these four stocks:<\/p>\n<ul>\n<li>Coca-Cola 3.2% Dividend Yield (52 Years of Dividend Growth)<\/li>\n<li>Target 2.8% Dividend Yield (47 Years of Dividend Growth)<\/li>\n<li>McDonalds 3.43% Dividend Yield (38 Years of Dividend Growth)<\/li>\n<li>Pepsi 2.83% Dividend Yield (32 Years of Dividend Growth)<\/li>\n<\/ul>\n<p>I initially invested $25\/stock with another $25\/month being automatically invested in each stock. As soon as I get used to this amount I\u2019ll go in and up my contributions.<\/p>\n<p>Dividend stocks are a good cash flow investment because, well, <a href=\"http:\/\/www.cultofmoney.com\/2013\/09\/04\/8-passive-active-ways-to-diversify-your-income-stream\/\">they pay dividends<\/a>! While the price of the stock you purchased could increase in value the great thing here is that you\u2019re going to be sent a check every quarter for the dividend yield.<\/p>\n<p>Obviously, to have good cash flow from dividend stocks you need to have a lot invested. Luckily, I\u2019m investing for the long term so I still have plenty of time to do this.<\/p>\n<h2>Rental Properties<\/h2>\n<p>The next cash flow producing investment is rental properties. I\u2019ve toyed with this idea for years now, but I\u2019m not sure <a href=\"http:\/\/www.cultofmoney.com\/2014\/03\/12\/investing-in-real-estate-flip-or-rent\/\">that I want to be a landlord<\/a>. However, if I could follow the steps laid out by Ryan this might just work.<\/p>\n<p>Instead of managing his own properties Ryan has a property manager cover everything. He doesn\u2019t have to worry about finding tenants, dealing with bad tenants, or maintenance or repairs.<\/p>\n<p>Of course, hiring a property manager will definitely eat into your profits but if you don\u2019t want to deal with tenants it seems to be a strategy that is well worth it.<\/p>\n<h2>A Business<\/h2>\n<p>Last on the list is a business. Businesses are (or should be) cash flow producing assets. Of course businesses definitely aren\u2019t passive but they are one way to really accelerate income and wealth building.<\/p>\n<p>Plus, if you\u2019re able to get your business in a good spot you can hire a team who can help you run things.<\/p>\n<h2>Any More Ideas?<\/h2>\n<p>I love the idea of investing in cash flow producing assets and hope to keep inching my way to making this a reality.<\/p>\n<p>With these type of investments you\u2019re consistently receiving cash plus you still have the value of the asset should you ever need to sell it. What could be better?<\/p>\n<p style=\"text-align: center;\"><strong>Do you have any more ideas for cash flow producing investments?<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>I was listening to a super interesting podcast last week on Smart Passive Income. While Pat regularly talks about building businesses, this particular podcast covered investing with his interviewee Ryan Moran. Ryan\u2019s investing principle was to always invest for cash flow. I\u2019ve got to admit- I really like this idea. In fact, I liked it [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":1918,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[8],"tags":[90,509],"acf":[],"_links":{"self":[{"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/posts\/1917"}],"collection":[{"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/comments?post=1917"}],"version-history":[{"count":0,"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/posts\/1917\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/media\/1918"}],"wp:attachment":[{"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/media?parent=1917"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/categories?post=1917"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cultofmoney.com\/wp-json\/wp\/v2\/tags?post=1917"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}