{"id":2183,"date":"2017-01-11T00:15:34","date_gmt":"2017-01-11T08:15:34","guid":{"rendered":"http:\/\/www.cultofmoney.com\/?p=2183"},"modified":"2017-01-10T11:05:57","modified_gmt":"2017-01-10T19:05:57","slug":"cut-monthly-budget","status":"publish","type":"post","link":"https:\/\/www.cultofmoney.com\/cut-monthly-budget\/","title":{"rendered":"An Easy Way to Cut $250+ From Your Monthly Budget"},"content":{"rendered":"
I\u2019ve always been interested in streamlining my life, making all aspects more efficient and productive. This is especially true when it comes to budgeting.<\/p>\n
In my beginning days of cleaning up my personal finances I was willing to pinch pennies. After a while though, I realized that I could be utilizing my time in a much better way. Instead of watching my pennies I made changes to my bills that would save me hundreds each month without a bunch of work.<\/p>\n
If you, too, are ready to streamline your budget all you need to do is find ways to reduce the price of your current bills without sacrificing quality or service. This can usually be done once per year with lasting effects. Here\u2019s where to cut.<\/p>\n
Even though streaming companies like Netflix and Hulu have risen in popularity over the past couple of years only one in five American households<\/a> have cut the cord to traditional cable or satellite TV.<\/p>\n The average cable bill is $103 per month while a subscription to Netflix is only $8 per month. Making the switch could save you $95 per month which comes out to $1,140 per year!<\/strong><\/p>\n By utilizing local channels with an antenna and subscribing to a service like Netflix you can still watch TV while saving loads of money.<\/p>\n Despite there being many advances in the cell phone industry many have yet to make the switch from one of the top carriers. The average cell phone bill from AT&T is $144 per month.<\/p>\n Republic Wireless, a cell phone company that combines the use of Wifi and traditional cell coverage has plans that start as low as $15 per month. Even if you switched to their highest price plan which is $60 per month you\u2019d save $84 per month or $1,008 per year compared to the AT&T price. And this is just for one person!<\/p>\n If your cell phone bill is high exploring cheaper, high quality alternatives like Republic Wireless<\/a> is a must.<\/p>\n As a former insurance agent I witnessed firsthand the spikes in auto insurance premiums year to year for existing customers. While you\u2019d expect that your insurance rates would decline if you had no accidents or tickets, this usually isn\u2019t the case.<\/p>\nYour Cell Phone Bill<\/h2>\n
Auto Insurance<\/h2>\n