FLOKI Releases Crypto Debit Card For European Users

Source: FLOKI

FLOKI, the popular memecoin project, has launched a new debit card that lets users spend their cryptocurrency at millions of merchants worldwide.

The card, compatible with major blockchains and cryptocurrencies, is initially available in 31 European countries, with plans to expand further.

You can apply on FLOKI's debit card page.

Crypto Payments

This release is a step toward making crypto spending simpler. Powered by FNT Crypto, the card converts users' digital assets into regular currency at checkout. Supported coins include FLOKI, BTC, ETH, USDT, and USDC.

The physical card comes with contactless payments, while the virtual card can be used online or added to digital wallets.

With a daily spending limit of up to 5,000 USDT for virtual cards and 10,000 USDT for physical cards, the product is built for both casual and frequent users.

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Residency Limitations

Residents of Austria, France, Germany, and other European countries can apply for the card now. Physical cards are limited to these countries, while virtual cards are available globally, except in regions restricted by OFAC or Mastercard policies.

Final Thoughts

This move fits FLOKI's broader effort to give its token holders practical uses for the coin.

More features, including a VIP card with higher spending limits, are expected in the future.

What Happened Next

The card was still offered on Nov. 1, 2026. FLOKI's card page listed the same terms: a €32 physical card in 31 European countries, a €10 virtual card worldwide except OFAC-sanctioned countries and those the issuing banks don't serve, a 2% top-up fee, and limits of 5,000 USDT a day on virtual cards, 10,000 USDT a day on physical cards and 20,000 USDT a month. Foreign exchange fees can apply when you pay in a currency other than the card's own. The page named FNT Crypto as the card provider but didn't name the issuing banks, and it no longer mentioned the VIP card promised at launch.

What To Watch Out For

• Top-ups are a taxable sale in many countries. Converting crypto to spend can trigger capital gains tax. See how crypto taxes work.
• The 2% top-up fee adds up. Loading €1,000 costs €20 before you spend anything.
• Memecoin volatility. FLOKI's price can swing sharply, so the value of a FLOKI balance can change before you spend it.
• Third-party issuer. The card runs through FNT Crypto and its bank partners, not FLOKI itself, so read the cardholder terms for who holds your funds.

FAQ

Where Is The FLOKI Debit Card Available?

The physical card is available in 31 European countries. The virtual card is offered worldwide except in OFAC-sanctioned countries and places the issuing banks don't serve, so check eligibility for your country when you apply. FLOKI's card page doesn't say whether US residents qualify.

How Much Does The FLOKI Card Cost?

The physical card costs a one-time €32 and the virtual card a one-time €10, according to FLOKI. Each top-up carries a 2% fee, and there are no transaction or exchange rate fees from FLOKI.

What Are The FLOKI Card Spending Limits?

Virtual cards allow up to 5,000 USDT a day and physical cards up to 10,000 USDT a day. All cards share a 20,000 USDT monthly limit.

Which Coins Can You Spend With The FLOKI Card?

You can load FLOKI, BTC, ETH, USDT and USDC, among others, across more than eight networks including Bitcoin, Ethereum, BNB Chain and Solana.