Best Crypto Apps

Kraken scores 4.0, the highest of the apps we rank, and lists 68 of the 77 largest non-stablecoin coins in our data, the most of any app that serves the US. The Kraken app has a simple mode and a Pro mode, and Kraken Pro cost 0.801% ($8.01) on our $1,000 bitcoin test.

Kraken publishes a proof of reserves that includes customer balances. Its safety subscore (4.3) reflects a 2024 penalty against its Australian operator and a 2023 SEC staking settlement. Kraken doesn't serve residents of New York or Maine.

Bitget scores 3.9 and isn't available in the US. It lists 61 of the 77 largest non-stablecoin coins in our data, and its 0.10% lowest-tier spot taker fee would put it in our lowest cost band, though we haven't measured it yet.

Bitget lost about $387 million from its hot wallets on Sept. 24, 2026. Bitget said customer balances were accurate and the loss fell within its User Protection Fund, and it brought withdrawals back in phases from Sept. 28.

Bybit scores 3.9 and doesn't serve the US. After losing about $1.5 billion in ETH in February 2025, Bybit kept withdrawals open and replaced the stolen funds within about 72 hours.

Bybit's app leans toward trading features, and its 0.10% lowest-tier spot taker fee would put it in our lowest cost band. Our collector can't reach Bybit from the US, so we haven't measured it. There's no Bybit partner link on this page.

Crypto.com scores 3.8. Its exchange screen cost about 0.522% ($5.22) on a $1,000 bitcoin purchase at its 0.50% entry-level taker fee, and its safety subscore of 4.9 reflects one 2022 incident in which Crypto.com said it repaid all 483 affected users.

The app also handles a Visa card, staking rewards and Crypto Earn, so you can do most things in one place. Its weakest area is reserves (1.5), because Crypto.com doesn't publish audited financial statements.

Binance.US scores 3.6 and had the lowest cost we measured: 0.068% ($0.68) on $1,000 of bitcoin. It's a separate company from Binance.com, which doesn't serve US residents.

Binance.US halted US dollar deposits and withdrawals in June 2023 after its banking partners left, and it scores 0.5 on reserves because it publishes neither audited financials nor a regular proof of reserves. It doesn't accept sign-ups from about a dozen states, including New York and Texas, according to its unsupported states list.

Global OKX scores 3.6 and cost 0.108% ($1.08) on our bitcoin test. US residents get the OKX US app instead, which scores 3.4 because its 0.35% taker fee puts the same $1,000 buy at about $3.58.

OKX pleaded guilty in 2025 to running an unlicensed money transmitting business that served US customers and paid more than $504 million, the largest reason its safety subscore is 3.0.

Coinbase scores 3.5. It earns a 5.0 for ease of use, and opening an account and making a first purchase takes fewer steps than any other app here. It's also one of the priciest: Coinbase Advanced cost 0.883% ($8.83) on $1,000 of bitcoin.

Coinbase's safety subscore is 3.1 after penalties in New York, Ireland, the UK and the Netherlands. It's a public company with audited financial statements.

Uphold scores 3.3, held down by cost. It has no advanced trading screen and charges no separate trading fee. Its cost is the spread built into the price, and our collector can't read Uphold's prices, so we use its own fee schedule, updated Oct. 27, 2026: spreads of 2.00% to 2.20% on bitcoin and Ethereum and 2.45% to 3.8% on other coins for US trades up to $5,000. That's about $20 to $22 on $1,000 of bitcoin, more than twice what Coinbase Advanced charged, and the highest cost of any app we rank.

The app lets you swap directly between crypto, dollars and precious metals, and it serves the US (not New York) and the UK. Its safety subscore is 4.8 after a 2026 New York Attorney General settlement over how it promoted CredEarn.

Gemini scores 2.9. It's chartered as a trust company in New York, and its ActiveTrader screen cost 1.195% ($11.95) on our $1,000 bitcoin test.

Gemini's safety subscore is 1.7 after a $50 million New York Attorney General settlement, a $37 million NYDFS fine and the 2022 to 2024 freeze of its Earn program.

Robinhood builds its cost into the price it quotes rather than showing a separate trading fee, and it doesn't publish the size of that spread. If you already invest with Robinhood, it puts crypto next to your stocks with one login. Robinhood lists about 90 coins for US customers, with fewer in New York.

Robinhood Crypto's record includes a $30 million NYDFS penalty in 2022 and a California settlement over blocking crypto withdrawals from 2018 to 2022. You can now send coins from Robinhood to your own wallet. Robinhood also owns Bitstamp, and Bitstamp's US customers are being moved to Robinhood before Feb. 1, 2027.

Cash App sells only bitcoin. One-off buys under $2,000 carry a fee, from 2% on $1 to $499 down to 0.9% on $1,000 to $1,999, plus a spread of 0% to 0.75%, according to Cash App's fee page. Buys of $2,000 and up, Auto Invest and Round Ups carry no fee and no spread. That puts a $1,000 one-off buy at $9 to $16.50, against 97 cents on Crypto.com's trading platform and $8.83 on Coinbase's on Nov 1, 2026. You can send bitcoin from Cash App to your own wallet, including over the Lightning Network.

Block, the company behind Cash App, paid a $40 million NYDFS penalty in April 2025 over customer identification and transaction monitoring. Read more in our page on Cash App for crypto.

PayPal and Venmo sell a short list of coins, plus PayPal's own stablecoin, PayPal USD. PayPal pays 4% rewards on PYUSD balances, a variable rate PayPal can change.

PayPal says its exchange rate includes a spread it earns on each purchase and sale, and you can move crypto to other wallets. Our penalties data shows no crypto actions against PayPal. Read our page on PayPal USD for how the stablecoin works.