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"Credit"
With the New Year ahead many ambitious goals will be set. If one of your goals is to straighten out your finances, improving your credit score might be on your list.
Improving your credit score is a great idea since it can affect your insurance rates, housing opportunities and ability to take on […]
Credit card debt is one of the absolute worst debts you can have. The interest rates are astronomical and are sucking your budget dry each month.
Plus, there’s also the psychological effects that comes along with having debt. A high debt load can lead to depression, stress, and a huge financial strain.
If you’re trying […]
Last week, we talked about what a debt addiction is and briefly looked into how you can break free. This week, let’s take a slightly different path and look at the things you should STOP doing if you want to get out of debt.
Because after all, […]
I’ve never had much debt. It always felt wrong.
When I was 18 I was stupid and maxed out a couple of credit cards totaling around $2,500. I quickly smartened up, paid those suckers off, and cut up the cards. The only other debt I have ever acquired was a car loan (which in […]
The day after Thanksgiving thousands of people set out to get their Christmas shopping done. Many go overboard charging hundreds, if not thousands, of dollars to their credit card. Then in January they make a New Year’s resolution to get out of debt.
While their resolution to rid their debt is a noble one, […]
Home buying has been on mind a lot lately. One of the reasons for this is that my income is starting to increase and I finally have money to stash in savings. Although I feel a little cramped in my 900 square foot trailer I know I need to stick out my living arrangements […]
I always aim to be money conscious, making smart decisions with my money. I don’t have a whole lot to start with and since I am against buying most things on credit I am forced to be pretty frugal.
That doesn’t mean I haven’t made some huge money mistakes – because I have.
When […]
A conversation over at American Debt Project got me thinking about property taxes. Now, I don’t think anyone actually enjoys paying property taxes. We may enjoy the things that government purchases with our property taxes, but the actual payment of property taxes is a bear for those paying attention. And whether they are just […]
So many things are based on your credit rating today. The difference between having a high credit rating (lets presume that we’re talking about a FICO score for example) can cost or save you thousands of dollars
Why Your Credit Rating Matters Credit Cards – This is the most obvious, the rate you’ll be charged […]
